Business Services for Western New York, LLC • Low Cost Merchant Accounts • Point of Sale Systems
• Online Payment Gateways • Virtual Transaction Utilities
• Mobile Payments • eCommerce • Check Processing

Merchant Accounts

Transaction Tools

Processing Services

Point of Sale Systems


About Us

How to Apply


eProcessing Network Authorized Reseller
We are proud to offer eProcessing Network as our exclusive payment gateway.

Payment Gateways for eCommerce and Electronic Payment Transaction Processing

The payment gateway is a critical component of the electronic payment process. The payment gateway serves to transmit card data and payment transaction data to the merchant's payment acquirer for processing and settlement. The payment gateway must be compliant with PCI DSS (Payment Card Industry Data Security Standards) - and the payment gateway provider is responsible for this. The payment gateway works hand-in-hand with the card data and payment transaction data capture utility - i.e., the countertop credit card terminal, PC based point of sale system, eCommerce shopping cart, mobile phone, or virtual terminal.

The payment gateway is an integral feature of countertop credit card terminals and PC based point of sale systems and essentially is software or firmware performing data encryption and communication handshaking. For eCommerce, mobile phones, or virtual terminals, the payment gateway is provided by an online service provider who establishes an account for the merchant that is configured for communicating with the merchant's payment acquirer over the internet.

An important consideration for the merchant is to ensure that the payment gateway is compatible with their payment acquirer. This restriction may limit compatibility of certain countertop terminals or point of sale systems with specific payment acquirers. Similarly, eCommerce shopping carts may have restrictions as to which payment gateways they will be compatible with, which could possibly render them incompatible with the merchant's payment acquirer.

In addition, the payment gateway provider may offer supplemental payment transaction services and resources to improve the convenience and efficiency of the payment processes and transaction records reporting for the merchant.

We offer a variety of payment gateways and supplemental tools to accommodate all merchant needs. Let us help unravel the complexity surrounding payment gateways by formulating an economical end-to-end solution for payment processing that ensures equipment, system, and provider compatibility.

eProcessing Network

eProcessing Network

We are an authorized reseller for eProcessing Network's robust, secure, internet payment gateway that is compatible with most payment acquirers and eCommerce shopping carts. In addition eProcessing Network offers an entire suite of innovative convenient business management and payment transaction tools that seamlessly integrate with the payment gateway. We can help you add these services to your existing merchant account, even if it is not from one of our providers. Explore how eProcessing Network can enhance and simplify the way your company conducts business.

Learn More

eProcessing Network offers the following products and services:

  • Secure Internet Payment Gateway
  • PC Based Retail Point of Sale Systems
  • Online Bill Payments
  • Secure eCommerce Shopping Cart
  • Inventory Management
  • Recurring Payments
  • QuickBooks Integration
  • Mobile Phone Payments
  • Wireless Terminal Payments
  • Gift Card and Loyalty Card Solutions
  • Virtual Terminal (Online Terminal)

eProcessing Network Website



Authorize.Net is the Internet's largest payment gateway service provider. Their payment gateway is compatible with most eCommerce shopping carts and cell phone mobile payment solutions. We get your Authorize.Net account established and configured with your merchant account credentials at wholesale cost. Your account includes a branded portal to the Authorize.Net services panel from our authorized reseller. Fees for basic service are as follows:

One time setup fee:    $25.00
Monthly access fee:    $10.00
Transaction fee:           $0.13 ea.

Authorize.Net offers the following services:

  • Secure Internet Payment Gateway
  • Virtual Terminal (Online Terminal)
  • Batch Payment Upload
  • Recurring Billing
  • Customer Information Manager - securely stores card data online for repeat sales
  • iPhone Payments App
  • eCheck Payments
  • Simple Checkout - html buy button or donate button

Authorize.Net Website

PayFlow (by PayPal)

Merchants who conduct hundreds of transactions per month may want to consider PayFlow (a PayPal product) as their payment gateway. Two options are available: PayFlow Link, which will cause shoppers to leave your site and finalize the payment transaction through a PayPal hosted checkout, or PayFlow Pro, which permits checkout to occur right on your own website. Either way, we'll help get you set up and going quickly at wholesale cost so you can maximize your e-commerce sales revenue.

For more info, visit the PayPal Website

PayFlow Link

One time setup fee:               $90.00
Monthly access fee:               $10.00
Transaction fee (first 500):        $0.08 ea.
Each additional transaction:     $0.16 ea.

PayFlow Pro

One time setup fee:             $125.00
Monthly access fee:               $25.00
Transaction fee (first 1000):      $0.08 ea.
Each additional transaction:     $0.16 ea.


The EPIC eCommerce payment gateway is a bundled service for merchant accounts that are provided by Spectrum Merchant Services. The features are very similar to Authorize.Net.

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We help business across the USA with a focus on serving those in our community, including: Buffalo, Amherst, Williamsville, Tonawanda, West Seneca, Cheektowaga, Lancaster, Elma, East Aurora, Orchard Park, Hamburg, Lackawanna, Niagara Falls, Lewiston, Lockport, Batavia, Alden, Attica, Warsaw, Arcade, Silver Creek, Springville, Ellicottville, Dunkirk, Fredonia, Jamestown, Olean, Wellsville, Hornell, Dansville, Mt. Morris, Rochester, Henrietta, Greece, Spencerport